{"id":60365,"date":"2025-01-08T11:49:50","date_gmt":"2025-01-08T10:49:50","guid":{"rendered":"https:\/\/vinkulja.hr\/?p=60365"},"modified":"2025-01-08T11:49:50","modified_gmt":"2025-01-08T10:49:50","slug":"banke-spremne-od-sutra-uplate-na-racun-sjedaju-odmah","status":"publish","type":"post","link":"https:\/\/vinkulja.com\/wordpress\/?p=60365","title":{"rendered":"Banke spremne; od sutra uplate na ra\u010dun &#8216;sjedaju&#8217; odmah!"},"content":{"rendered":"\n<figure class=\"wp-block-image size-large\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"682\" src=\"https:\/\/vinkulja.com\/wordpress\/wp-content\/uploads\/2024\/11\/bankomatpexels-eduschadesoares-5497951-1024x682.jpg\" alt=\"\" class=\"wp-image-58327\" srcset=\"https:\/\/vinkulja.com\/wordpress\/wp-content\/uploads\/2024\/11\/bankomatpexels-eduschadesoares-5497951-1024x682.jpg 1024w, https:\/\/vinkulja.com\/wordpress\/wp-content\/uploads\/2024\/11\/bankomatpexels-eduschadesoares-5497951-300x200.jpg 300w, https:\/\/vinkulja.com\/wordpress\/wp-content\/uploads\/2024\/11\/bankomatpexels-eduschadesoares-5497951-768x512.jpg 768w, https:\/\/vinkulja.com\/wordpress\/wp-content\/uploads\/2024\/11\/bankomatpexels-eduschadesoares-5497951.jpg 1280w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"wp-element-caption\">Ilustracija\/PEXELS<\/figcaption><\/figure>\n\n\n<p class=\"text-align-justify\" style=\"text-align: justify;\"><span style=\"font-size: 18px;\">Kao \u0161to smo ve\u0107 i <a href=\"https:\/\/vinkulja.hr\/2024\/11\/nema-vise-cekanja-do-sutra-ili-preko-vikenda-da-vam-sjedne-uplata-na-racun\/\" target=\"_blank\" rel=\"noopener\">najavili tijekom studenog pro\u0161le godine<\/a>, Hrvatska udruga banaka izvijestila je danas javnost o <strong>zna\u010dajnim promjenama u platnom sustavu Hrvatske<\/strong> vezanim uz instant pla\u0107anja, koje stupaju na snagu tijekom 2025. godine.<\/span><\/p>\n<p class=\"text-align-justify\" style=\"text-align: justify;\"><span style=\"font-size: 18px;\">Prema najnovijim regulatornim zahtjevima, svi pru\u017eatelji platnih usluga bit \u0107e obvezni omogu\u0107iti:<\/span><\/p>\n<ul style=\"text-align: justify;\">\n<li class=\"text-align-justify\"><span style=\"font-size: 18px;\"><strong>Primanje nacionalnih i prekograni\u010dnih SEPA instant pla\u0107anja<\/strong>\u00a0od 9. sije\u010dnja 2025;<\/span><\/li>\n<li class=\"text-align-justify\"><span style=\"font-size: 18px;\"><strong>Slanje \u00a0nacionalnih i prekograni\u010dnih SEPA instant instant pla\u0107anja<\/strong>\u00a0od 9. listopada 2025.<\/span><\/li>\n<\/ul>\n<p class=\"text-align-justify\" style=\"text-align: justify;\"><span style=\"font-size: 18px;\">U skladu s regulativom,\u00a0<strong>naknade za SEPA instant pla\u0107anja bit \u0107e<\/strong>\u00a0<strong>jednake naknadama za standardna pla\u0107anja<\/strong>.\u00a0<\/span><\/p>\n<p class=\"text-align-justify\" style=\"text-align: justify;\"><span style=\"font-size: 18px;\">&#8211; <strong>S uvo\u0111enjem SEPA instant pla\u0107anja, zna\u010dajan naglasak je stavljen i na sigurnost sustava.\u00a0Uredba uvodi bankama koje nude takvu uslugu\u00a0obvezu intenzivnije provjere baze klijenata u odnosu na sankcijske liste\u00a0minimalno jednom dnevno i to svaki dan u godini, u\u00a0skladu s obvezama koje proizlaze iz Zakona\u00a0o mjerama ograni\u010davanja.\u00a0Uslijed takvih provjera\u00a0postoji mogu\u0107nost privremenog uskra\u0107ivanja usluga zadavanja\/primanja instant platnih naloga\u00a0klijentima koji \u0107e koristiti ovu uslugu. S obzirom na to da se radi o regulativi EU,\u00a0provjere koje \u0107e banke provoditi u RH su istovjetne onima koje \u0107e provoditi i ostale banke u dr\u017eavama \u010dlanicama EU, <\/strong>navode iz <a href=\"https:\/\/www.hub.hr\/hr\/sepa-instant-placanja-novosti-u-2025-godini\" target=\"_blank\" rel=\"noopener\">Hrvatske udruge banaka<\/a>.\u00a0<\/span><\/p>\n<p class=\"text-align-justify\" style=\"text-align: justify;\"><span style=\"font-size: 18px;\">Uvo\u0111enje SEPA instant pla\u0107anja predstavlja va\u017ean korak u modernizaciji i digitalizaciji financijskog sustava Hrvatske. Ova platna usluga omogu\u0107uje korisnicima br\u017ee, sigurnije i prakti\u010dnije izvr\u0161avanje platnih transakcija. Za dodatne informacije o pogodnostima i na\u010dinu kori\u0161tenja ove usluge, klijenti se mogu obratiti svojoj banci.<\/span><\/p>","protected":false},"excerpt":{"rendered":"<p>Kao \u0161to smo ve\u0107 i najavili tijekom studenog pro\u0161le godine, Hrvatska udruga banaka izvijestila je danas javnost o zna\u010dajnim promjenama&hellip;<\/p>\n","protected":false},"author":4,"featured_media":58327,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[31,12],"tags":[548,549,550,34],"class_list":["post-60365","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-hrvatska","category-vijesti","tag-banka","tag-racun","tag-uplate","tag-vinkulja"],"_links":{"self":[{"href":"https:\/\/vinkulja.com\/wordpress\/index.php?rest_route=\/wp\/v2\/posts\/60365","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/vinkulja.com\/wordpress\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/vinkulja.com\/wordpress\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/vinkulja.com\/wordpress\/index.php?rest_route=\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/vinkulja.com\/wordpress\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=60365"}],"version-history":[{"count":0,"href":"https:\/\/vinkulja.com\/wordpress\/index.php?rest_route=\/wp\/v2\/posts\/60365\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/vinkulja.com\/wordpress\/index.php?rest_route=\/wp\/v2\/media\/58327"}],"wp:attachment":[{"href":"https:\/\/vinkulja.com\/wordpress\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=60365"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/vinkulja.com\/wordpress\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=60365"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/vinkulja.com\/wordpress\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=60365"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}